The “Silver Tsunami”: What It Means If You Plan to Sell

By David Parks · eXp Realty · The Apollo Group · 2 min read

The Short Answer

The “silver tsunami” is the idea that millions of homes owned by older Americans will hit the market. The research points to a gradual shift over the next decade, not a sudden flood, and it should not change your plans to sell.

The “Silver Tsunami”: What It Means If You Plan to Sell
Illustration by David Parks

A gradual shift, not a wave

Realtor.com projects that about 13.9 million homes owned by older Americans will change hands by 2036. That works out to roughly 1.3 to 1.5 million homes a year, as longtime owners decide where and how they want to live.

Projection of homes owned by older Americans expected to change hands by 2036
Graphic: Keeping Current Matters

The market has room for more homes

After the 2008 crash, builders slowed construction for years. A White House Council of Economic Advisers report notes that if homebuilding had continued at its historical pace, there would be 10 million or more additional single-family homes today. At the same time, more households are expected to form in the decade ahead and will need homes too. More homes coming available over time can give buyers more options and help the market balance.

Quick Poll

What is your biggest question about today’s market?

What matters when you sell

A national projection is far less important than what is happening nearby. Ask your agent how many homes are for sale near you, what similar homes are actually selling for, and what buyers want right now. Those answers should guide how you price, prepare, and market.

In the Denver area

Conditions differ by city, neighborhood, and price range. If you are thinking about selling, start with a free home valuation and a look at recent nearby sales.

Sources and dates

Realtor.com and the White House Council of Economic Advisers, as reported in November 2026. Graphics by Keeping Current Matters.

Key Takeaways
  • A gradual shift, not a wave: Realtor.com projects that about 13.9 million homes owned by older Americans will change hands by 2036.
  • The market has room for more homes: After the 2008 crash, builders slowed construction for years.
  • What matters when you sell: A national projection is far less important than what is happening nearby.
  • In the Denver area: Conditions differ by city, neighborhood, and price range.

This article is general information, not legal, tax, financial or inspection advice. Every home and situation is different, so confirm details with a licensed inspector, lender, attorney or tax professional.

David Parks
About David Parks

David is a Greater Denver real estate advisor with eXp Realty and The Apollo Group (Colorado broker license FA100103211). He has closed more than $55 million in volume, earned eXp Icon status in 2025, and holds a 5.0 rating on Zillow from 27 verified reviews.

Contact David   Free Home Valuation

Stay In The Loop

Subscribe to David's Newsletter

Denver market updates, new listings, and local tips — no spam, unsubscribe anytime.